recordcash.tripod.com matches consumers with payday lenders. We do not provide direct loans or make any decisions regarding the approval of loans. Lenders in our network are individual companies, and we do not act as a representative for our lenders. You are not obligated to use our services in order to make contact with a payday lender.
The services provided by recordcash.tripod.com are free to consumers. After you provide information to recordcash.tripod.com, we use the information to match you with a payday lender that can offer you a loan to meet your needs.
After you are approved for a loan the fees and rates associated with said loan will be disclosed to you. You must carefully review the document containing the rate and fee information before agreeing to the loan. If you do not approve of the rates and fees, you are under no obligation to accept the loan. If you agree to the terms of the loan outlined by your lender you will be directed to an e-signature page. An e-signature is considered legally binding. After accepting the loan from your lender you are legally responsible for all rates and fees attached to the loan. Loan terms, including rates and fees, are determined by the lender, not recordcash.tripod.com. Financial obligations to repay the loan are made to your lender, not recordcash.tripod.com.
Payday loans are designed to assist you in the case of a temporary cash flow problem. They should not be used as a means to long-term financial security. Please be aware of the risks involved with a payday loan, as well as the rules and regulations that are in place to protect you as a consumer. Applying for a payday loan through recordcash.tripod.com does not guarantee that you will be approved by a lender. recordcash.tripod.com takes no responsibility for the loan product that you are offered, nor the rates and terms of the loan.
Consumers submitting an application for a loan at recordcash.tripod.com incur no cost. recordcash.tripod.com does not provide lending services directly to consumers. Based on the application consumers submit, recordcash.tripod.com searches its database housing its vast network of reliable lenders to pair consumers with the lender and loan ideally suited to their needs.
All fees and rate information will be disclosed to consumers by their lender at the time of approval. Upon conclusion of the search and application approval, you will be redirected to an e-signature page provided to you by the lender to which you were matched. This document will contain all fees and rate information pertaining to the loan being offered by a lender from the recordcash.tripod.com network. Consumers are required to review the fee and rate information provided by their lender at this time thoroughly and completely before agreeing to the terms of the loan. Consumers are under no obligation to accept these terms.
If the consumer decides the loan terms detailed in the lender contract are acceptable and wishes to proceed with the loan process, consumer may append an e-signature to the page. Once the consumer enters into a legally binding contract with the lender, consumer assumes all costs and risks associated with the contract. At that point, the consumer is obligated solely to the lender and is never at any point obligated to recordcash.tripod.com. The loan fees and interest rates are determined solely by the lender to which the consumer is matched, with specific amounts determined based upon the application information submitted. recordcash.tripod.com has no bearing on the determination of these fee amounts and interest rates.
Cash advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. Consumers are encouraged to consult our Rates and Fees page to learn more about the risks involved with cash advances, local laws and regulations governing cash advances, possible loan alternatives and recent developments in their state.
The states this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the state of California, regardless of where you may be accessing this site. recordcash.tripod.com does not guarantee that completing an application form will result in you being matched with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender. recordcash.tripod.com specifically does not offer or solicit cash advances in Arizona, Arkansas, Georgia, Massachusetts, New York, Pennsylvania, West Virginia, Virginia, or Ohio. You will not be charged any fees to use service. Service providers or lenders will not require credit scores with the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. Learn more about Rates & Fees. |
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Consumer Notice: A payday loan, also known as cash advance is a short-term loan given to the borrower until his or her next payday. Purpose of the payday loan is to provide the borrower a short-term financial relief. Payday loan is not a long-term financial solution. Borrowers who face debt and credit difficulties should seek out professional financial advice. Borrowers are encouraged to review local laws and regulations governing payday loans.
Availability: This service is not available in all states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the state of Nevada, regardless of where you may be accessing this site.
Disclaimer: Payday Loans This website does not constitute an offer or solicitation to lend. recordcash.tripod.com is not a lender and does not make loan or credit decisions. recordcash.tripod.com provides a matching service only and does not control and is not responsible for the actions or inactions of any lender. recordcash.tripod.com is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.
You are under no obligation to use recordcash.tripod.com's service to initiate contact, nor apply for credit or any loan product with any service provider or lender.
Subject to our Privacy Policy, recordcash.tripod.com will transfer your information to lenders in our program and other service providers and marketing companies with which we do business. recordcash.tripod.com does not guarantee that completing an application form will result in your being matched with a lender, being offered a loan product with satisfactory rates or terms, or receiving a loan from a lender. Payday Loans
Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing and/or credit capacity. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. By submitting your application and information on this website, you agree to allow any and all participating lenders to verify your information and check your credit.- Payday Loans
Not all lenders can provide your requested loan. Cash transfer times may vary between lenders and may depend on your individual financial institution. Repayment terms vary by lenders and local laws, and not everyone will qualify for 90 day terms. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender directly.
You will not be charged any fees to use recordcash.tripod.com's service. Learn more about Rates & Fees.
Representative APR 391%
Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.
Implications of Non-Payment:
Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. None payment of a payday loan might negatively effect your credit history.
